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DataOceans Privacy Policy – 2005-2008
At DataOceans we
take great care to safeguard your customer
information and to ensure its accuracy.
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We limit employee access to nonpublic personal
information to those who need to know this
information in order to serve customer
relationships. Employees are educated about the
importance of privacy in accordance with our
Standards of Conduct Policy.
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We maintain physical, electronic and procedural
safeguards that comply with all applicable
regulatory standards to guard your nonpublic
personal information.
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We strive to maintain complete, current and
accurate information about you and your
accounts. If you request a correction to our
records, we will respond in a timely manner.
We collect customer information so we are able to
offer you products and enhance the service we
provide to you.
We
collect and maintain nonpublic personal information
in order to:
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Service your accounts and process your requests
efficiently and accurately.
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Identify you and protect your accounts from
unauthorized access or identity theft.
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Inform you of financial services and choices
that can meet your needs now and in the future.
This information may be collected from a variety of
sources, including:
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Information we receive from you on applications
or other loan or account forms, such as your
name, address, and financial information.
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Information we receive through your transactions
or experiences with affiliates within the Bank
of America family of companies, such as your
account balance and securities holdings.
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Information we receive from outside companies,
such as a credit reporting agency or real estate
appraiser.
We may share information with nonaffiliated third
parties who are acting on our behalf.
We
may disclose all the information we collect, as
described above. Information is shared with
nonaffiliated third parties only when those parties
are acting on our behalf, or as required or
permitted by law. These third parties may include:
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Service providers who provide support services
to help us administer your financial
relationship. They may include check printers,
data processing companies, companies that
prepare account statements, or companies that
help us market our products to you. These
companies are legally obligated to maintain the
confidentiality of the information we provide to
them, and are restricted from using this
information for any reason beyond the
performance of specified services on our behalf.
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Companies who work with us under joint marketing
agreements to provide you with financial
services that we do not offer ourselves but we
believe may be of interest to you. In such
cases, we may share information we collect, as
described above, but only as necessary to offer
these services to you. These companies are
legally obligated to maintain the
confidentiality of the information we provide to
them, and are restricted from using this
information for any reason other than what is
specified in the agreement.
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Other parties as permitted or required by
applicable law. These may include, for example,
government agencies in response to subpoenas and
other legal processes, consumer reporting
agencies, or those with whom you have authorized
us to share information.
For
additional information, please contact DataOceans. |
